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About

True Cost Of Living Analysis Project

An independent research project based in West Jordan, Utah, founded in 2026, that publishes a monthly measure of what remains after income, taxes, housing, healthcare, and essential costs meet in a household budget. The measure is reported for seven household types, with renter and homeowner tracks, in all 50 states and all 435 congressional districts.
Organization
Independent research project
Legal form
Utah nonprofit corporation
Tax status
Form 1023-EZ filed September 1, 2026; awaiting IRS determination
Founded
2026
Based in
West Jordan, UT
Coverage
50 states, 435 districts, 33,774 ZIP codes
Publication
Monthly

The TrueCOLA Project is a Utah nonprofit corporation. We filed Form 1023-EZ for 501(c)(3) tax-exempt status on September 1, 2026, and are awaiting IRS determination.

Purpose

Inflation is generally reported as a percentage. Household bills arrive in dollars. Official sources describe prices, income, housing, taxes, and healthcare in detail, but none publishes a single recurring answer to one question: after the required costs are paid, what is left?

TrueCOLA brings those source measures together on common terms. The Monthly Margin Report publishes the next business day after the Bureau of Labor Statistics releases the Consumer Price Index. A Friday CPI release means a Monday report. A release on the day before a federal holiday means the report publishes the next business day after the holiday. It is the Consumer Price Index basket, priced in dollars and set against income. It does not replace the index. It shows what the index weighs, in the unit bills arrive in.

How the figures are produced

The research engine and the public website have separate functions. The engine retrieves documented source data, applies version-controlled Python functions, and subjects the result to automated checks. The website displays the published figures. It does not calculate them.

Federal sources provide the foundation. Where no federal source offers current rent data at the level of detail required, the report identifies the Zillow rent input plainly and preserves its source conditions. The methodology documents the rules, and the corrections log keeps every change on the public record.

Scope and limits

We do not lobby, endorse, or advocate. We measure, and we publish. TrueCOLA does not recommend what wages, benefits, or cost-of-living adjustments should be. It does not forecast votes or tell anyone how to vote.

The same measures are published for every district, on the same schedule, by the same method. Readers, reporters, employers, public officials, and voters draw their own conclusions about what the figures mean.

Governance

Day-to-day work is led by the founder and executive director from West Jordan, UT. From formation forward, the project operates under the same rules a 501(c)(3) must follow.

Its stated long-term aim is that district-level cost-of-living adequacy become part of the country's public measurement infrastructure. Until an official publication answers that need, TrueCOLA maintains a reproducible public record.

The current figures are published in the monthly report. Questions, corrections, and press inquiries go to contact.